Dear Liz: I am trying to purchase my first home. I have a 20% down payment for the price range that I am looking for. The issue I am running into is that I have relatively new credit and my credit score is not great at all. I had to go to the emergency room two years back with no insurance and have medical expenses that went into collections. I am now in a financial spot to pay them off. These are the only negatives on my credit report that are unresolved. Will paying these off get my credit to the point that I can buy a home? I am lost as to how to get my score where it needs to be.

This excerpt from latimes.com. To read more please click the link below.

https://www.latimes.com/business/la-fi-money-talk-credit-score-home-purchase-20190609-story.html

Call today for more information and help with first time home buyer credits!

Stacy Schnell / Realtor Associate

Direct: 856.324.9103