How to qualify for a VA loan

To be eligible for a VA Loan, veterans, active duty service members, National Guard members and reservists must meet the basic service requirements set forth by the Department of Veterans Affairs. Spouses of military members who died while on active duty or as a result of a service-connected disability may also be eligible.

It’s ultimately up to the VA to determine eligibility for the home loan program, but prospective borrowers can get a good idea by looking at the VA’s basic eligibility guidelines.

You may be eligible for a VA Home Loan if you meet one or more of the following conditions:

  • You have served 90 consecutive days of active service during wartime,OR
  • You have served 181 days of active service during peacetime,OR
  • You have more than 6 years of service in the National Guard or Reserves,OR
  • You are the spouse of a service member who has died in the line of duty or as a result of a service-related disability.
How to Apply for a VA Loan Certificate of Eligibility (COE)

While you don’t need your VA Certificate of Eligibility in hand to start the loan process with Veterans United, this certificate is a very important part of your loan application. Your COE verifies that your length and character of service make you eligible to use the VA home loan benefit.

You can apply for a VA Loan Certificate of Eligibility three different ways:

  1. Apply through a VA approved lender
  2. Apply online through the VA’s eBenefits portal
  3. Apply by mail with VA Form 26-1880

This exerpt from veteransunited.com

 

Desirable horse farm… build here!

Calling all horse lovers….build your dream home here!  Located in East Vineland, New Jersey, this farm boasts 12.43 +/- acres and could be a perfect horse farm!  Three road frontages, level topography.  60 x 90 pole barn with riding rink and a 36 x 60 horse barn with nine 10 x 12 stalls. Convenient access to Route 55, 47, 552 and 49. Call today and ask about property # 73. Stacy Direct 856-364-0772.

This slideshow requires JavaScript.

Beautiful farm opportunity in East Vineland

Make it yours! This 12.43 +/- farm is located in East Vineland, NJ. Has three road frontages, level topography. Perfect for horse farm. 60 x 90 pole barn with riding rink and a 36 x 60 horse barn with nine 10 x 12 stalls. Convenient access to Route 55, 47, 552 and 49.

This slideshow requires JavaScript.

Call today and ask about property # 73.

Stacy Schnell  856-364-0772

4 Ways to Prepare for a Competitive Spring Home-Buying Season

Suburban Spring

(TNS)—With housing inventory far lower than demand and mortgage rates poised to rise, it’s going to be a competitive market for homebuyers this spring.

If you’re looking to buy a home this season, here’s how to prepare yourself to enter the fray. 

Get your financial house in order.
Unless you plan on paying for the house in cash, you’ll need to apply for a mortgage. No matter how streamlined the process is, you’ll still need to gather a significant amount of documentation to give an accurate financial picture to the lender.

Thisexcerpt from RIS Media. Please CLICK HERE to read more.

Well maintained two story home on a private wooded lot

This slideshow requires JavaScript.

Located in MillvilleNJ this home features an eat-in kitchen with stainless steel appliances and double sink open to Family room. Family room has gas fireplace and skylights for extra lighting. Tiled foyer, separate dining room and formal living room. Spacious bedrooms, bathrooms have tile flooring and surround, partial basement. New roof, two car attached garage with auto door opener, rear concrete patio, large fenced-in backyard. Holly Height Elementary School, easily accesible to Routes 49 and 55.

Call today and ask about property #72 Stacy Schnell~ Cell: 856-364-0772

This listing presented by The Scott Sheppard Team.

Build your dream home here!

This slideshow requires JavaScript.

Once in a lifetime opportunity to build your dream home on your own private LAKE in Lawrence Township New Jersey! This 22 acre parcel consists of approximately 6 acres of land and 16+/- acres of water with an abundance of wildlife and fish. Standing on the edge of the water you can see hundreds of bass, sunnies, perch, & trout right under your nose. Build-able area on higher ground left of the lake subject to a soil & perc test, plot plan, letter of determination from NJ DEP, and final approval from Lawrence Township. Convenient access to shore points.

Call today or click here for more information and ask about property #73!


Stacy Schnell ~ REALTOR® Associate 
Direct: 856-364-0772
Berkshire Hathaway HomeServices, Fox & Roach Realtors® 
1450 E. Chestnut Ave. 1B-Vineland
Office: 856-691-0091  / Fax: 856-324-9103 
Find Me On FaceBook  Connect With Me On Linked In  Follow Me On Twitter

 

Move-in ready rancher on private lot in quiet neighborhood

This slideshow requires JavaScript.

Move in ready ranch in Vineland, NJ. Eat-in kitchen, formal living room, large family room, master bedroom has a built in electric fireplace and a 12×14 walk-in closet/dressing room, master bathroom has been completely renovated including a Jacuzzi tub, stall shower, double vanities and tile flooring. New carpet throughout the home, replacement windows, public water, partially finished basement with separate entrance includes 4th bedroom and a full bathroom. Large fenced-in backyard with paver patio, spacious deck surrounding above ground pool and new 12 x 20 shed. Convenient access to Routes 55, 40 and 47. Reach out today and ask about property #68.   Stacy Schnell   856-364-0772 ~ Berkshire Hathaway Fox & Roach Realtors ~

W. Scott Sheppard Team

 

 

 

Open House

Please join us:

OPEN HOUSE FLYER 1269 VENUSJoin The Scott Sheppard Team team members Jake Hatki and Stacy Schnell in Vineland to tour this beautiful home! Come by and check it out located at 1269 Venus Drive, from 12PM-2PM Saturday the 24th! We look forward to seeing you there!

For more information, contact Jake Hatki by Call/TEXT at (856) 506-7852 or Stacy Schnell at (856) 364-0772 (Call/TEXT)

Getting Ready To Move

Congratulations on the purchase of your new home! Now, for the next challenge: moving. This is a great time to carefully weed through your possessions and to dispose of any clothes, furniture and fixtures that you no longer want or need. Donate them to a charity, hold a garage sale – but if you don’t want them any more, don’t move them.

Are you going to pack yourself or hire professionals? If you’re doing your own packing, following is a list of materials you’ll need. Moving companies and overnight mail businesses can furnish these, as well as specialized items including wardrobe boxes for clothing and heavy-duty boxes for china and other breakables. Liquor and computer stores also are good sources for sturdy boxes.

You should start collecting the following materials:

  • Boxes of all sizes
  • Plastic bags
  • Non-shredded newspapers
  • Packing tape
  • Markers
  • Bubble wrap
  • Tissues paper

This excerpt from stacyschnell.com please click for more information. 

Stacy Schnell ~ BHHS Fox & Roach Realtors & The Scott Sheppard Team