Current rates in New Jersey are 4.081% for a 30-year fixed, 3.587% for a 15-year fixed, and 4.017% for a 5/1 adjustable-rate mortgage (ARM).
Mortgage Rates See Biggest One-Week Drop in a Decade. Mortgage rates fell more in the past week than they have in any one-week period in more than a decade. The average 30-year fixed loan has dropped 22 basis points to 4.06%, while 15-year fixed loans are down 14 basis points to 3.57%, according to Freddie Mac.Mar 28, 2019
Compare today’s average mortgage rates in the state of New Jersey. Bankrate aggregates mortgage rates from multiple sources to provide averages for New Jersey.
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Featuring 4 bedrooma and 3 Baths. This 2 story home is situated on quiet lot on cul-de-sac street in Millville, New Jersey. Completely updated kitchen has wood countertops, new stainless steel appliances, backsplash, freshly painted cabinets, breakfast nook, pantry closet, ceiling fan and double sink with garbage disposal. Kitchen opens up to dining area with a floor to ceiling stone wood burning fireplace and ceiling fan. Separate laundry room and family room off kitchen. Spacious and remodeled foyer entry with exposed wood walls and new flooring. Large master bedroom has cathedral ceilings, ceiling fan and a walk-in closet. Master bath has a double vanity, stall shower, soaking tub and tile flooring. Other features include a partially finished basement, insulated windows, natural gas heat with humidifier, central air, concrete driveway, rear deck, city water and sewer and a large rear yard with two sheds. Solar panels are leased and offer a great savings on your electric bill. Rieck Avenue elementary school. Convenient access to Routes 49, 47 and 55. This listing is presented by The Scott Sheppard Team. Call today for a tour or more information and ask about property #90. Or for more information about homes for sale in Cumberland County. Ask about our new $0 down FHA loans! Stacy Schnell ~ Realtor Associate Cell: 856-364-0772
The down payment. Cue the dramatic, fear-filled suspense music. Yeah, it’s scary. Coming up with enough cash to put down when buying a house is the single biggest roadblock for most hopeful home buyers. But how much do you really need?
What is a down payment?
A down payment is the cash you pay upfront to get a home loan. It is deducted from the total amount of your mortgage and represents the beginning equity — your ownership stake — in a house and property.
This excerpt from Nerdwallet.com CLICK HERE to read more.