Qualifying for a Federal Housing Administration (FHA) loan can be much easier compared with a conventional one. Borrowers will need a valid Social Security number, and be a lawful resident of legal age to be able to sign an FHA loan. Qualifying for a loan requires a minimum credit score of 500 in addition to a FHA-approved property appraisal and a favorable debt-to-income ratio.
- What are the Major Requirements for an FHA Loan?
- Changes to FHA Guidelines for 2018
- Guidelines for FHA Streamline Refinance
This excerpt from Valuepenguin.com Click HERE to read more.
Visit my website stacyschnell.com for more helpful information on getting prepared to purchase a home or call me anytime, Id be happy to assist!
Stacy Schnell – Realtor Associate Cell: 856-364-0772
Get ready for smart tables, shower heads and even toilets
With smartphones and virtual voice assistants already in common usage, the next frontier is smart furniture — chairs, tables and even toilets in which certain features can be set off by a smartphone or voice.
While talking shower heads and couches may seem futuristic, the trend is already in full swing. People bought more than 80 million smart home devices in 2016 while Zion Market Research predicts that the global smart home market will reach $53.45 billion by 2022.
Smart furniture can range from the practical to the ridiculous. To help you learn what home buyers will be looking for, Inman News has curated a list of the best, newest and, in some cases, weirdest smart furniture items you can get in 2019.
The Charging Table
Instead of digging around for a charger and a cable, you can just put your smartphone on the FurniQi Side Table ($199) to do the job. The bamboo table looks just like any other other piece of furniture — except for the small circle in the middle acts as a charging dock for all your devices.
This excerpt from Inman News. Please click here to read more.